Long Term Financial
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Stephen L. Hecht, CLU, ChFC

You want to protect yourself and your family from risk.

I can help.

In this increasingly chaotic world, I continue to help my clients achieve certainty in uncertain times. For the financial catastrophes of premature death, disability, and the inevitable need for extended care as we age, the primary solutions are guaranteed insurance products. Here are some important developments:

  1. Significant rate reductions on Term Life insurance.

  2. Excellent “hybrid” policies containing both Life and Long-Term Care insurance.

  3. Interest rates on fixed annuities are currently at their highest point in many years. These are perfect alternatives to Certificates of Deposit for many folks, with the added advantage of tax deferral and an income stream that is guaranteed for life.

Please use the contact form below to request additional information.

About Steve Hecht

I’m Steve Hecht, and I’ve dedicated my professional life to helping individuals, families, businesses, and non-profits protect themselves from the unexpected.

People tell me that they choose me to help them for these reasons:

•I am truly independent, which allows me to choose from all insurance companies – on your behalf. So you get the best coverage, company, and cost - for you.

•I am objective. My training and experience inform my approach. I’ll tell you what I honestly think is best – what you need, and what you don’t need.

That’s why I founded Long Term Financial over thirty years ago, and in recent years my practice has expanded to include clients from coast-to-coast.

Below are the insurance products currently available through me. Please note that the items listed in red are direct links for quotes and enrollment.

 

Contact

➤ LOCATION

PO Box 688
Grapeview, WA 98546

☎ CONTACT

(360) 868-4429

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Education/Designations/Associations

  • Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC)

  • Masters degrees in Financial Services and Management

  • Past Chairman, Baltimore Chapter, Society of Financial Service Professionals

  • Member, National Association of Insurance and Financial Advisors

  • Member, Society of Financial Service Professionals

 
 

My Promise to You

 

I represent my clients, not any particular insurance company or companies. I have access to all insurance markets and am able to find the best products for my clients’ specific needs, objectives and budgets. Best of all, my independence and objectivity are available to you at no charge. My compensation comes from the insurance companies, if and when a purchase is made.

 
 
 
 

Let's Chat.

Use the form below to contact me. I’ll get back to you right away!